}
return loantot;
}
+
+/*
+ * Return amount due for LOAN at time PAYTIME.
+ */
+double
+loan_owed(struct lonstr *loan, time_t paytime)
+{
+ time_t rtime; /* regular interest time */
+ time_t xtime; /* double interest time */
+ double rate;
+ int dur;
+
+ /*
+ * Split interval paytime - l_lastpay into regular (up to
+ * l_duedate) and extended (beyond l_duedate) time.
+ */
+ rtime = loan->l_duedate - loan->l_lastpay;
+ xtime = paytime - loan->l_duedate;
+ if (rtime < 0) {
+ xtime += rtime;
+ rtime = 0;
+ }
+ if (xtime < 0) {
+ rtime += xtime;
+ xtime = 0;
+ }
+ if (CANT_HAPPEN(rtime < 0))
+ rtime = 0;
+
+ dur = loan->l_ldur;
+ if (CANT_HAPPEN(dur <= 0))
+ dur = 1;
+ rate = loan->l_irate / 100.0 / (dur * SECS_PER_DAY);
+
+ return loan->l_amtdue * (1.0 + (rtime + xtime * 2) * rate);
+}