(loan_owed): New, factored out common code.
(coll, fina, repa, shark, disloan): Use it.
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6 changed files with 49 additions and 147 deletions
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@ -51,14 +51,10 @@
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#include "prototypes.h"
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int
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disloan(int n, register struct lonstr *loan)
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disloan(int n, struct lonstr *loan)
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{
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time_t now;
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time_t normaltime;
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time_t doubletime;
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time_t accept;
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double rate;
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double owe;
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if (loan->l_status == LS_FREE)
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return 0;
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@ -84,30 +80,11 @@ disloan(int n, register struct lonstr *loan)
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return 1;
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}
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/*
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* split duration now - l_lastpay into regular (up to l_duedate)
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* and extended (beyond l_duedate)
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*/
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normaltime = loan->l_duedate - loan->l_lastpay;
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doubletime = now - loan->l_duedate;
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if (normaltime < 0) {
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doubletime += normaltime;
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normaltime = 0;
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}
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if (doubletime < 0) {
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normaltime += doubletime;
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doubletime = 0;
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}
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rate = ((double)loan->l_irate / 100.0) / (loan->l_ldur * SECS_PER_DAY);
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owe = ((double)loan->l_amtdue *
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(((double)normaltime * rate + 1.0) +
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((double)doubletime * rate * 2.0))) + 0.5;
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pr("Amount paid to date $%ld\n", loan->l_amtpaid);
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pr("Amount due (if paid now) $%.2f", owe);
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if (doubletime == 0) {
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pr("Amount due (if paid now) $%.2f", loan_owed(loan, now));
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if (now <= loan->l_duedate) {
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pr(" (if paid on due date) $%.2f\n",
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loan->l_amtdue * ((loan->l_duedate - loan->l_lastpay) * rate + 1.0));
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loan_owed(loan, loan->l_duedate));
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pr("Due date is %s", ctime(&loan->l_duedate));
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} else
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pr(" ** In Arrears **\n");
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@ -282,3 +282,39 @@ get_outstand(int cnum)
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}
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return loantot;
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}
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/*
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* Return amount due for LOAN at time PAYTIME.
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*/
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double
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loan_owed(struct lonstr *loan, time_t paytime)
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{
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time_t rtime; /* regular interest time */
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time_t xtime; /* double interest time */
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double rate;
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int dur;
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/*
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* Split interval paytime - l_lastpay into regular (up to
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* l_duedate) and extended (beyond l_duedate) time.
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*/
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rtime = loan->l_duedate - loan->l_lastpay;
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xtime = paytime - loan->l_duedate;
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if (rtime < 0) {
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xtime += rtime;
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rtime = 0;
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}
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if (xtime < 0) {
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rtime += xtime;
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xtime = 0;
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}
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if (CANT_HAPPEN(rtime < 0))
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rtime = 0;
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dur = loan->l_ldur;
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if (CANT_HAPPEN(dur <= 0))
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dur = 1;
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rate = loan->l_irate / 100.0 / (dur * SECS_PER_DAY);
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return loan->l_amtdue * (1.0 + (rtime + xtime * 2) * rate);
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}
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