Markus Armbruster
fcbe36e76c
extended (beyond due date) loan time. At the due date, or after a last payment made at the due date, durations were zero in fina() and unpredictable elsewhere. With luck, debtors could abuse this to repay loans cheap (they couldn't gain cash, though), sharks to purchase loans cheap, and creditors to collect excessively.
111 lines
3.4 KiB
C
111 lines
3.4 KiB
C
/*
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* Empire - A multi-player, client/server Internet based war game.
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* Copyright (C) 1986-2000, Dave Pare, Jeff Bailey, Thomas Ruschak,
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* Ken Stevens, Steve McClure
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*
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* This program is free software; you can redistribute it and/or modify
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* it under the terms of the GNU General Public License as published by
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* the Free Software Foundation; either version 2 of the License, or
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* (at your option) any later version.
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*
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* This program is distributed in the hope that it will be useful,
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* but WITHOUT ANY WARRANTY; without even the implied warranty of
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* MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
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* GNU General Public License for more details.
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*
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* You should have received a copy of the GNU General Public License
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* along with this program; if not, write to the Free Software
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* Foundation, Inc., 59 Temple Place, Suite 330, Boston, MA 02111-1307 USA
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*
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* ---
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*
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* See the "LEGAL", "LICENSE", "CREDITS" and "README" files for all the
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* related information and legal notices. It is expected that any future
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* projects/authors will amend these files as needed.
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*
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* ---
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*
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* disloan.c: Display a loan
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*
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* Known contributors to this file:
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* Pat Loney, 1992
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* Steve McClure, 1996
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*/
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/*
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* Display a loan; there's a lot of stuff going
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* on here to figure out how much people owe.
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* It would be nice to change loans to work on
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* some kind of payment plan...like house payments
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* and such, where the bucks just get paid up each
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* update or so.
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*
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* I'd have made this more like treaty if I weren't
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* so disgusted with how it works.
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*/
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#include "misc.h"
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#include "player.h"
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#include "loan.h"
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#include "nat.h"
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#include "file.h"
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#include "prototypes.h"
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int
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disloan(int n, register struct lonstr *loan)
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{
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time_t now;
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time_t normaltime;
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time_t doubletime;
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time_t accept;
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double rate;
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double owe;
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if (loan->l_status == LS_FREE)
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return 0;
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if (loan->l_ldur == 0)
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return 0;
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if (loan->l_loner != player->cnum && loan->l_lonee != player->cnum)
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return 0;
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(void)time(&now);
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pr("\nLoan #%d from %s to", n, cname(loan->l_loner));
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pr(" %s\n", cname(loan->l_lonee));
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if (loan->l_status == LS_PROPOSED) {
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pr("(proposed) principal=$%ld interest rate=%d%%",
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loan->l_amtdue, loan->l_irate);
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pr(" duration(days)=%d\n", loan->l_ldur);
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if (loan->l_duedate < now) {
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loan->l_status = LS_FREE;
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putloan(n, loan);
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pr("This offer has expired\n");
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return 0;
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}
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accept = loan->l_lastpay + loan->l_ldur * SECS_PER_DAY;
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pr("Loan must be accepted by %s", ctime(&accept));
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return 1;
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}
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/*
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* split duration now - l_lastpay into regular (up to l_duedate)
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* and extended (beyond l_duedate)
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*/
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normaltime = loan->l_duedate - loan->l_lastpay;
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doubletime = now - loan->l_duedate;
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if (normaltime < 0) {
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doubletime += normaltime;
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normaltime = 0;
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}
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rate = ((double)loan->l_irate / 100.0) / (loan->l_ldur * SECS_PER_DAY);
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owe = ((double)loan->l_amtdue *
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(((double)normaltime * rate + 1.0) +
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((double)doubletime * rate * 2.0))) + 0.5;
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pr("Amount paid to date $%ld\n", loan->l_amtpaid);
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pr("Amount due (if paid now) $%.2f", owe);
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if (doubletime == 0) {
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pr(" (if paid on due date) $%.2f\n",
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loan->l_amtdue * ((loan->l_duedate - loan->l_lastpay) * rate + 1.0));
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pr("Due date is %s", ctime(&loan->l_duedate));
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} else
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pr(" ** In Arrears **\n");
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return 1;
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}
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